Considering the rough and fast driving of the teenagers, their parents tend to buy a suitable car insurance cover as soon as their ward learns driving. However, the insurance policy for a young driver being costly in turn, the parents preferably adds their ward to their pre-existing auto parental insurance policy.
As per a research, there are around 86% of young motorists who pay a huge premium in spite of being already added to the parents’ auto car insurance policy. The insurers rip off the young drivers or learners when they add them to the pre-existing auto car insurance policy of their parents.
Due to the expensive terms and conditions of the car insurance covers, the young drivers opt to remain uninsured. The number of the uninsured young drivers is increasing rapidly in the country and has reached around 30,000 young drivers driving illegally. On the other hand, the statistics for the road safety is pointing towards the risk involved in driving by the uninsured drivers. This in turn will undoubtedly result in either damaging the car or meeting with an accident, and where both the cases are dangerous.
Although the young drivers aim to learn driving from a professional driving instructor but they do not go to undertake any further learning. The British Driving Standards however recommends having a minimum of 22 hours of driving training along with the professional instructions to tune in their skills. The new drivers have just the basic knowledge of driving whereas with more driving coaching they will in turn learn techniques to avoid accidents. They will be in a position to take wise decisions in case of heavy traffic and unwanted driving situations.
The British public hence is the one to suffer because of the uninsured drivers making the roads unsafe for other safe drivers. Owing to this condition, the honest and safe drivers have to bear the cost and hikes in the car insurance premium.
The public is in the favor of increasing the harshness of the penalties to teach a lesson to these uninsured drivers. However, a strict fine will still keep the uninsured drivers uncovered and continue driving in risky ways. The uninsured drivers must shop around to survey and search for an affordable car insurance cover for their vehicle.
You can compare car insurance plans and policies offered by the various insurance companies and get the desired cover from a provider.
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